Fraud Prevention Measures

Authentication Controls

• Multi-factor authentication (MFA) for every login.

• OTP verification for all critical actions, including deposits, withdrawals, and account changes.

Account Lockout Mechanisms

• Automated detection of multiple failed login attempts triggers progressive account lockouts (e.g., 5, 10, and 15 minutes).

• Suspicious activity alerts notify account holders of unauthorized attempts.

Enhanced Screening for Vulnerable Individuals

While InstaPay does not currently implement age-specific controls, ongoing fraud detection ensures that all users are protected from scams and unauthorized access.