Multi-factor authentication (MFA) for every login.
OTP verification for all critical actions, including deposits, withdrawals, and account changes.
Account Lockout Mechanisms
Automated detection of multiple failed login attempts triggers progressive account lockouts (e.g., 5, 10, and 15 minutes).
Suspicious activity alerts notify account holders of unauthorized attempts.
Enhanced Screening for Vulnerable Individuals
While InstaPay does not currently implement age-specific controls, ongoing fraud detection ensures that all users are protected from scams and unauthorized access.
